If you’ve ever borrowed money in the United States, there’s a fair chance that EquiFax have some information about you. There’s also a good chance that you’re one of the 145 million people affected by their recent data breach. What EquiFax data was stolen and how does it affect me? Read more…
Charts courtesy of one of our favorite loan officers, John Schutze.
I hold both a UK and a US passport, and I was quite shocked to wake up on Friday to realize that the citizens of the UK narrowly voted in favor of severing economic and political ties with the European Union. Whatever your personal opinions on Brexit, you’ll be curious Read more…
A good friend of mine is writing a series of articles about the apparent dwindling affordability of housing in Austin, and asked me to research the values of all the homes she’s lived in over the last 30 years here. In lieu of that exercise, I test the data to Read more…
If you’re thinking of buying or selling an Austin home in 2015 you’re probably asking what the market will do this year. After last year’s shock headlines that Austin was 19% overvalued (good link bait Zillow!) there was a second report released in December that claimed Austin was 20% overvalued Read more…
Most of us understand by now how mortgage rates are influenced by the Federal Reserve’s Discount Rate. The Discount Rate being at 0.00% for most of our economic recovery has been responsible for the record low interest rates we’ve been experiencing – and enjoying – for years. However, we should Read more…